• Your liability to others
• Medical payments
• Damage to your craft and related equipment
• Medical expenses for guests as towed water-skiers
• Damage in hauling or launching
• Loss of motor overboard
• Fire, lightning, explosion
• Sinking and stranding
• Underwater damage
• Theft

About The Policy

• You can enjoy carefree cruising with a boatowners policy from Farmers Insurance.
  
• The policy protects you anywhere in the territorial limits of the Western Hemisphere.*
  
• You, your boat, outboard motor, boat trailer, plus any equipment and accessories you wish to include,* are protected by your low-cost policy.

Plus...

• 30-day automatic coverage for newly acquired or replacement boats (that qualify under policy guidelines), motors and trailers.
  
• A variety of deductibles to choose from.
  
• An available discount if you have completed the Coast Guard Auxiliary "Safety and Seamanship" Course or the U.S. Power Squadron's "Boating Course."
  
• Includes coverage for scheduled trailers and equipment not permanently attached for up to 10% of the hull coverage amount on your boat, at no additional cost.
  
• $1,000 per person medical expense for guest skiers ($2,000 per occurrence).
  
• A Boat/Home discount/credit may be available when you insure your boat and home with Farmers.**

*Refer to your specific policy for the coverages and exclusions.
** Not available in all states.

Contact your Farmers^® Agent for all the details on a Farmers^® Boatowners policy that can keep you covered on the water.