Competitive, quick, easy and dependable ...

Farmers Auto Loan Program can provide qualified borrowers with attractive financing options to buy the new or used vehicle of their choice. Closings are fast and easy; experience the convenience of closing in your agent's office or in your home. You may also be able to refinance your existing vehicle loan to lower your payments, which will enable you to put more money in your pocket each month.

How Farmers Auto Loan Program can help you ...

Here are some of the convenient features and options available through the Farmers Auto Loan Program:

• Our competitive loans are available in both variable and fixed rates.

• Up to 100% financing is available for most vehicles up to five years old.

• Auto, sport utility vehicle, light truck, luxury auto, motorcycles, RV's. boats and other watercraft financing is available.

• The minimum amount for a loan on a new or used car is $3,000. Loans are designed to meet your individual needs.

• Flexible payment terms — for a new auto loan, 12 to 66 months. On a used vehicle, your choices will vary based on the car you're buying.

• Quick loan approval and convenient application process.

   

                                        Apply any time!

Covering the things that make your house a home.

As you know, it doesn't take a fire or theft to disrupt the inner workings of your home. In fact, it's usually the little things that cause the biggest headaches. Which is why we're introducing Farmers Homeowners Plus, an easy way to keep your home running smoothly. It picks up where your homeowners coverage leaves off, covering major components, from the wiring in your walls to the dishwasher in your kitchen.

Complete coverage ...

Maybe the stove is acting up. Or your plumbing system needs some attention. Now we can help! No matter how old the item or complicated the covered repair, we can fix it. And if we can't, we'll replace it with one of like kind and quality.

• No limit on the number of service calls you can make
• Low annual coverage cost
• $50 per-occurrence deductible

Farmers and Sears HomeCentral^©
A partnership for your peace of mind.

As with any type of insurance, price means nothing if the service doesn't measure up. But with Farmers Homeowners Plus, that isn't an issue. That's because all services are performed by Sears National Network^**of repair specialists — individuals who are trained to fix it right.

One call for all your repairs

Whenever you need service, all you have to do is call the toll-free number to be connected with someone who knows how to get things done.

• Call anytime — day or night.
• Convenient appointments that fit your schedule.

A better way to keep your home running smoothly ...

What makes Farmers Homeowners Plus^SM the better way to keep your home running smoothly? You get the stability of Farmers with the personal attention of your local Farmers agent who understands your needs when it comes to protecting your home. What's more, all work is performed by Sears National Network^** of repair specialists, so you can feel confident you're getting the best service possible. They have the experience and know-how to pinpoint a problem and fix it right.

• Plumbing system
• Heating system
• Electrical system
• Water heater
• Oven/range/cooktop
• Built-in dishwasher
• Built-in microwave

(A/C, water heater, refrigerator, washer & dryer, garbage disposal, trash compactor, garage door opener, sump pump^*, pool and spa are available for an additional cost.)
Here's what you get:

• No age limit on appliances covered
• No limit on service calls
• No home inspection
• If necessary, replacement of like kind and quality
• Customer service 24 hours a day, 7 days a week
• One toll-free number for all service calls
• Emergency service

Farmers is taking the confusion out of financing your family's education. We can offer you a quick, simple and smart way to help you meet your family's education needs, including loans for undergraduate and graduate degrees and professional programs.

Talk to us to find out more about the benefits of the Farmers Education Loan Program:

Affordable ...

• Competitive interest rates
• No application fee
• Low monthly payments with extended repayment terms
• Deferment options available

Flexible ...

• Borrow up to $25,000 a year
• Use funds for all education-related expenses
• Establish credit in the student's name

Convenient ...

• Preapproved over the phone in as few as five minutes.
• Check sent within 24 hours of final approval or held until a requested future date.
• Knowledgeable, friendly Education Loan Specialists available to assist you seven days a week, 365 days a year.

You can be preapproved in as little as five minutes by phone - call me now!!

It's easy!  Just call us and we will take you through the simple process and answer any questions you may have. Before you call, be sure to have the following information available for all loan applicants, as well as the agent's name and ID number.

• Name, address and phone number
• Date of birth
• Social Security number
• Annual income
• Monthly rent or mortgage payment

Now the Farmers agent you've counted on to offer you protection, security and peace of mind can offer you a whole lot more.

We have partnered with the best providers of travel services in order to offer you great travel values at competitive prices. We can provide you with a wide selection of services so that you can plan the vacation of your dreams.

So, the next time you're planning a vacation, call us.

You can also register now for your own monthly "Hot Buys" newsletter.

Vacation packages
Call Delta Vacations toll-free, (877) 595-3300, and ask for the Farmers rate.
Car rental
Call Avis toll-free, (800) 486-8139, and mention Farmers ID number B725600.
Airline tickets
For reservations, call toll-free, (800) 883-1988, and mention Farmers ID "TPIFARM".
Cruises
For all major cruise lines, including Holland America Line and Carnival, call toll-free, (888) 288-2401, and mention Farmers ID number 070601.
Hotel reservations
For Ramada Hotels, call toll-free, (800) 833-4089, and mention Farmers ID number 20031.
For Days Inn, call toll-free, (800) 833-4169, and mention Farmers ID number 20031.
For Travelodge, call toll-free, (800) 833-4175, and mention Farmers ID number 20031.
For Howard Johnson hotels, call toll-free, (800) 645-4252, and mention Farmers ID number 20031.

Prices and savings shown are samples only and are subject to change without notice. Actual price will vary depending on itinerary selected.  call us today and we can help you!!